Business cover
Our product covers your business against fire, explosion, floods, storm, wind, lightning, hail, limited theft, malicious damage, coverage for damage to property caused by special risks such as politically motivated acts, riots, strikes, terrorism and public disorders, limited business all risk and personal accident.
What is included in
my cover?
Business Risk
Items that are only insured if they are named and specified on your Policy Schedule. e.g. laptop, cellphone or camera.
Personal Risk
The person on the policy is covered should they suffer death or permanent disability as a result of an accident.
Stock
Coverage for damage to property caused by special risks such as politically motivated acts, riots, strikes, terrorism and public disorders.
Stock
Stock refers to assets used for your stated business activity, including raw materials, finished goods, and goods being manufactured.
Contents
Contents refers to any movable items that are used at your place of business such as desks, chairs and other contents.
Limited Theft
The amount that can be paid out for any one claim is limited to the sum insured as noted in your policy schedule, minus any excess (First Amount Payable). Theft is limited to 10 % of the Sum Insured.
What are my
cover options?
Our cover packages
What does my
business need?
60
Stock and Contents
R 30 000
Personal Accident
R 25 000
SASRIA
R 500 000
120
Stock and Contents
R 50 000
Business All Risks
R 2 500
Personal Accident
R 50 000
SASRIA
R 500 000
195
Stock and Contents
R 100 000
Business All Risks
R 5 000
Personal Accident
R 50 000
SASRIA
R 500 000
How do I qualify?
Own a business in South Africa
Ages 18 years or younger than 60
Reside in South Africa
Has an active Hellopaisa bank account
What I need to do
to sign up in 5 easy steps
What I need to do
in 5 easy steps
Sign up as a HelloPaisa Banking Customer
1
Select insurance
2
Select Business Cover
3
Enter details
4
Activate Cover
5
